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The Future Is Here: AffirmX with Wrap-Arounds

Ah, what we wouldn’t sometimes give for the good old days, right? We often wax nostalgic about simpler times—before COVID-19, social distancing, masks, and political upheaval—when gas and movies were cheap, music didn't need an explicit content advisory, and we all knew our neighbors.

Mar 25, 2021

The Key to Surviving the Unexpected? A Well-Balanced Investment Portfolio

The 9/11 terrorist attacks, the Great Recession of 2008, and now…COVID-19. The health and economic crisis brought on by the global pandemic is arguably the third major outlier event of our generation.
Mar 4, 2021

MODDern Times In Auto Lending, Deep in the Heart of Texas

Randolph Brooks Federal Credit Union (RBFCU) is way ahead of the game when it comes to supplying the three most important elements in the modern auto buying experience – convenience, convenience, convenience.
Feb 25, 2021

CECL…Are We There Yet?

Now nearly two months into the new year, the sudden shock of 2020 is slowly fading, and we can finally catch our breath…right? Well, the fresh start also inches us closer to the impending CECL transition. Despite hope that the implementation date might get pushed out amidst the COVID-19 pandemic, it appears January 1, 2023 is standing firm. However, the NCUA did provide a little relief, allowing credit unions to spread out the impact on net worth over a few years.
Jan 28, 2021

P2P: Made Possible by Technology, Powered by Trust

You may be hearing a lot about P2P in 2021. That would not be surprising. Interest in P2P payments had already been growing in recent years – and changes in consumer behavior brought about by the COVID-19 pandemic have given it a boost.
Dec 22, 2020

Cooperation Key to Credit Union Efforts in DC

Credit unions are relatively small players in the financial services marketplace, but through their collaborative, not-for-profit roots, we can do a world of good for consumers, the communities we serve and the credit union movement as a whole.
Dec 17, 2020

Home Sweet Home…Office? Assessing Enterprise Risk Beyond CU Walls

The concept of working from home was foreign to many until March 11, 2020, when the World Health Organization officially declared the COVID-19 outbreak a pandemic. Organizations across the world were forced to enact their pandemic preparedness plans and send their employees home for an indefinite period.
Dec 15, 2020

The Future Is Here: AffirmX with Wrap-Arounds

Ah, what we wouldn’t sometimes give for the good old days, right? We often wax nostalgic about simpler times—before COVID-19, social distancing, masks, and political upheaval—when gas and movies were cheap, music didn't need an explicit content advisory, and we all knew our neighbors.
Dec 3, 2020

How Vendor Contract Renewals Can Offset Earnings Challenges

In the midst of the COVID-19 pandemic, financial institutions can quickly realize savings by renegotiating major vendor contracts.
Dec 2, 2020

The Difference Between an ACH Audit and an ACH Risk Assessment

Cornerstone Resources has performed approximately 2,300 credit union ACH audits and ACH risk assessments since 2000. Our ACH specialists are frequently asked about the difference between the ACH audit and the ACH risk assessment, so we're happy to break it down for you.
Nov 19, 2020

Can’t Stop, Won’t Stop. Faster Payments Momentum Continues

Despite challenges brought forth by the COVID-19 pandemic, the nation’s faster payments initiative is still pushing forward in 2020.

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