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Community Investment Fund

The Community Investment Fund (CIF) is a unique shared investment program that strengthens the credit union movement. As a voluntary, cooperative venture, CIF works thanks to a strong partnership between the National Credit Union Foundation, select corporate credit unions, MEMBERS Trust Company, National Cooperative Bank, and leagues and foundations (including Cornerstone League and Cornerstone Foundation). By investing in the CIF, you help to expand the capacity of credit unions to serve members and communities, while earning a return for your credit union!

How it Works

The Community Investment Fund is the National Credit Union Foundation's primary funding mechanism for local, state and national credit union development activities. Credit unions investing in CIF through National Cooperative Bank, MEMBERS Trust Company or Catalyst Corporate FCU receive 50 percent of the dividend of their investment. The remaining 50 percent is distributed to the National Credit Union Foundation, half of which the Foundation returns, pro-rata, to the leagues or foundations of investment origin. The National Credit Union Foundation has placed a cap of 2% on the portion of the dividend they are to receive. Therefore, any dividend over four percent is returned to the credit union. 

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For more information about these investment programs, contact Staci Zale, Development Director, at 800-953-8283.