Four Easy Steps for Staying Secure in 2022

Posted: Oct 19, 2022 | Author: National Credit Union Administration
Cybersecurity has become one of the biggest hot topics inside and outside of technology circles over the last two years. From securing learning devices due to a rise in digital learning during the COVID-19 pandemic to coping with the fallout of high-profile breaches of national infrastructure such as the Colonial Pipeline, there is a seemingly endless news cycle dedicated to cybersecurity mishaps and concerns.  
And with this onslaught of negative news, it can be easy for everyday individuals to become overwhelmed and feel powerless in the face of the seeming insurmountable threats posed by cybersecurity. But in actuality, nothing could be further from the truth.  
With all the jargon that is typically thrown around in relation to cybersecurity, there is a longstanding misperception that cybersecurity is beyond everyday people and that it should be left to professionals. Moreover, there is a prevailing sense among the public that breaches are simply a fact of life that we should just learn to deal with. But this just isn’t true.  

In fact, everyday people have a huge role to play in cybersecurity threat prevention, detection, and remediation. For example, according to IBM, 95% of breaches have human error as the main cause. Therefore, everyday day technology users are very much the first line of defense when it comes to thwarting cybercrime. Unfortunately, though, many individuals are not aware of some of the best practices for boosting cybersecurity and how easy they are to use.

With that, here are a few key best practices that everyday people can implement today to enhance their own cybersecurity and create a more secure world for everyone.

Watch out for phishing
Phishing is when a cybercriminal poses as a legitimate party in hopes of getting individuals to engage with malicious content or links, and it remains one of the most popular tactics among cybercriminals today. In fact, 80% of cybersecurity incidents stem from a phishing attempt. However, while phishing has gotten more sophisticated, keeping an eye out for typos, poor graphics, and other suspicious characteristics can be a telltale sign that the content is potentially coming from a “phish.” In addition, if you think you have spotted a phishing attempt, be sure to report the incident so that internal IT teams and service providers can remediate the situation and prevent others from possibly becoming victims.

Update your passwords and use a password manager
Having unique, long, and complex passwords is one of the best ways to immediately boost your cybersecurity. Yet, only 43% of the public say they “always” or “very often” use strong passwords. Password cracking is one of the go-to tactics that cybercriminals turn to in order to access sensitive information. And if you are a “password repeater,” once a cybercriminal has hacked one of your accounts, they can easily do the same across all your accounts.  

One of the biggest reasons that individuals repeat passwords is that it can be tough to remember all the passwords you have. Fortunately, by using a password manager, individuals can securely store all their unique passwords in one place. Meaning, people only have to remember one password. In addition, password managers are incredibly easy to use and can automatically plug in stored passwords when you visit a site.

Enable MFA
Enabling multi-factor authentication (MFA), which prompts a user to input a second set of verifying information such as a security code sent to a mobile device or to sign in via an authenticator app, is a hugely effective measure that anyone can use to drastically reduce the chances of a cybersecurity breach. In fact, according to Microsoft, MFA is 99.9% effective in preventing breaches. Therefore, it is a must for any individual looking to secure their devices and accounts.

Activate automatic updates
Making sure devices are always up to date with the most recent version is essential to preventing cybersecurity issues from cropping up. Cybersecurity is an ongoing effort, and updates are hugely important in helping to address vulnerabilities that have been uncovered as well as providing ongoing maintenance. Therefore, instead of trying to remember to check for updates or closing out of update notifications, enable automatic update installations whenever possible.


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