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Back to Basics: Mitigating Money Laundering Risk in Credit Unions
Keeping Your Credit Union’s Funds Growing and Payments Moving
Liquidity management is about more than keeping excess funds parked. For credit unions balancing access, earnings, and payment demands, the right approach can make a meaningful difference.
Outsourcing: The Credit Union Advantage
Credit unions are under pressure from fluctuating loan demands and staffing shortages. To enhance efficiency and member service, many are turning to outsourcing. If your team struggles during peak volumes or if you need advanced technology without high costs, outsourcing may be the answer. It can streamline processes, reduce overhead, and enable scaling operations. Ready to explore how outsourcing can benefit your credit union? Keep reading!
What’s Going to Happen Next: Predictive Analytics for Personalization and Growth
What if you could see risk before it materializes, or opportunity before it’s obvious? In this blog post, Jason Swan, Velera’s VP of Advanced Analytics, reveals the power of predictive analytics – which uses historical data to estimate the likelihood of future events – and offers suggestions for how credit unions can use this science to personalize the member experience and grow their business.
Loan Participations in Today’s Market: A Seller’s Opportunity
In today’s competitive lending landscape, credit unions have a unique opportunity to engage in high-quality loan participations. As demand for secure, well-structured loans increases, forward-thinking credit unions can capitalize on this seller’s market to expand lending capacity and strengthen balance sheets. Explore how strategic loan participation can transform your credit union’s lending strategy and support growth, even in challenging economic conditions. Don’t miss out on the chance to unlock new potential, discover the benefits of loan participations today with Catalyst!
Stablecoin Basics: The Future of Digital Payments
As the digital asset landscape evolves, discover how stablecoins are revolutionizing transactions by providing price stability and accessibility. Paired with Wallet as a Service (WaaS), credit unions can seamlessly integrate innovative digital solutions, empowering their members like never before! Join Millennium Corporate Credit Union on this journey to financial evolution.
Future-proof your credit union’s LOS
In a competitive lending landscape, credit unions must rise to the challenge of meeting high member expectations while ensuring compliance and efficiency. Discover how a modern loan origination system (LOS) can transform your lending processes by streamlining workflows, enhancing transparency, and leveraging advanced technologies such as AI. Learn more with Origence.
Why Primary Relationships Are the Only Sustainable Growth Path
The definition of growth in financial institutions is evolving. It's no longer just about acquiring new accounts but about becoming the primary financial institution for existing clients. Superficial relationships lead to fading loyalty, so true growth comes from building trust and support during critical financial moments. Organizations must shift their focus from mere activity to fostering deeper connections. By re-evaluating acquisition strategies, we can create enduring value and strengthen relationships for sustainable success. Keep reading to learn more from ADVANTAGE.
Securing the Contact Center: Deliberate Friction or Seamless Service?
In the contact center, attacks from fraudsters are becoming increasingly sophisticated, employing bots that never sleep, deepfake technology, and frighteningly convincing AI‑generated voices. So how do you fight back without alienating your members? Keep reading to learn more from Carissa Upshir, MVP, Contact Center Strategic Initiatives, Velera.
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Why FedNow® Matters Now: The Future of Instant Payments
Discover why the Federal Reserve’s FedNow® Service is a game changer for credit unions and financial institutions. With instant payments becoming the norm, learn how this innovative platform can enhance member experiences, streamline operations, and strengthen relationships. Don’t get left behind, find out how your institution can embrace the future of banking with Catalyst today!
Outsourcing: The credit union advantage
Amid staffing shortages and fluctuating loan demand, many credit unions are turning to outsourcing as a strategic solution. Discover how leveraging business process outsourcing can streamline operations, enhance member service, and reduce costs. Is it time for your credit union to embrace this flexible approach? Learn more from Origence.
When to Use Subordinated Debt: Capital Planning to Unlock Growth
Unlocking growth potential is essential for credit unions, yet many face capital constraints that hinder their strategic plans. Discover how subordinated debt can serve as a powerful capital planning tool, enabling institutions to decouple growth from traditional capital formation and position themselves for success. Explore the strategic moments when subordinated debt makes the most sense, and learn why it's time to rethink capital strategies for a dynamic future. Get ready to elevate your organization's growth opportunities with Catalyst!
Why Rate Sensitivity & Core Deposit Studies Matter More Than Ever
In today's unpredictable interest rate environment, understanding deposit behavior is more crucial than ever. Discover how updated rate sensitivity and core deposit studies can empower your credit union to make informed decisions, enhance balance sheet management, and confidently navigate regulatory expectations. Don’t let outdated assumptions hold you back, unlock the potential for sustainable growth and member value today with AIM CU Solutions & Millennium Corporate Credit Union.
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How Can Credit Unions Apply the "People Helping People" Philosophy to Find the Right Employees?
Unlocking the potential of credit unions goes beyond just numbers; it's about people! How can the "People Helping People" philosophy serve as a powerful tool for attracting and retaining top talent? By rethinking hiring practices, credit unions can seek candidates from diverse backgrounds beyond traditional finance, discovering individuals with invaluable transferable skills. Explore innovative strategies with Cornerstone Resources that can transform the future of hiring in the credit union movement.
FedNow and P2P: Complementary Forces in the Future of Payments
Discover how the launch of FedNow in 2023 is reshaping payment systems in the U.S. This innovative service provides instant settlement for financial institutions and complements peer-to-peer (P2P) payments, empowering credit unions to offer seamless, branded solutions. Explore the advantages of integrating FedNow with P2P to enhance member satisfaction and engagement while maintaining secure, accessible funds. Don't miss out on the future of payments with Catalyst!
Entering The New Year With Purpose And Discipline
The start of a new year offers credit unions a rare opportunity to pause, reflect, and strengthen their security posture with intention. Rather than introducing new tools or reacting to emerging threats, meaningful risk reduction often comes from reinforcing foundational controls—especially where discipline and consistency may have eroded over time. This article explores how small security gaps develop, why identity protection and access controls deserve renewed focus, and how credit unions can enter the year more resilient by doing what matters most—consistently. Read the full blog to learn how these practical steps can help reduce risk and strengthen security throughout the year.
AI 101
Artificial Intelligence is reshaping the way we live, work, and interact with the world around us – and it didn't just start with the recent emergence of ChatGPT. In this blog post, Elizabeth Wadsworth, Velera's senior AI innovation strategist, offers a snapshot of AI's history, the current state of AI, and what to look for in the future. Keep reading to learn more.
Reimagining Checking for Gen Z
Today’s younger consumers seldom, if ever, write checks. The term “checking account” seems outdated and disconnected from how they manage their money. In this blog post, Kari Anne Arnosk, Senior Strategic Consultant at Advisors Plus, discusses the transition from paper checks to digital wallets, mobile apps, and instant payments. She also explores how financial institutions can create more consumer-friendly “spending accounts” that genuinely resonate with the next generation.
Overdrafts aren’t the problem—outdated strategies are
In an evolving financial landscape, credit unions face challenges like narrowing interest margins and volatile non-interest income. With outdated overdraft strategies under scrutiny, the focus has shifted to delivering responsible, transparent services that support both financial performance and member well-being. Discover how modernizing overdraft management can enhance member trust while providing a reliable source of income with ADVANTAGE.
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Liquidity Crunch Got You Down? There’s A Simple Solution – SimpliCD
SimpliCD Issuance provides a solution for credit unions facing liquidity challenges by enabling them to issue federally insured share certificates to a nationwide network of over 4,300 credit unions. This process allows for the quick raising of funds—up to $50 million in one transaction—with minimal paperwork. Managed by Primary Financial, the program simplifies fundraising with centralized deposits, no hidden fees, and straightforward onboarding. Credit unions of various charters can participate, making it an efficient alternative to FHLB advances and other funding options. To get started, credit unions can contact Millennium Corporate Credit Union.
Why Your Next LOS Needs More Than Loan Processing Power?
Unlock the future of lending with a next-generation loan origination system (LOS) that goes beyond basic functionality. As borrower expectations for speed, transparency, and personalization rise, credit unions must adapt to stay competitive. Discover the six essential capabilities your institution should prioritize to enhance efficiency, decision-making, and member engagement. Elevate your lending processes to transform the member experience and drive growth in a rapidly evolving digital landscape. Discover how advanced technology with Origence can help your credit union stand out.
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