Innovative Ways Credit Unions Improve Their Members’ Lives

Cornerstone League recognizes member credit unions for their growth and community endeavors to exemplify the “people helping people” philosophy.

Texas Trust to Improve Members’ Financial Well-being with EVERFI

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Texas Trust Credit Union has introduced a new digital financial tool to help its members build brighter financial futures. With the EVERFI^® mobile-first learning platform, Texas Trust members can strengthen their financial knowledge and build healthier money habits.

Financial literacy is essential for driving economic growth and improving the welfare of individuals, families, and the overall community. According to WalletHub’s 2024 Most and Least Financially Literate States, Texas is ranked 29th. Texans with inadequate money management skills are likelier to have poor credit, carry high credit card balances, have low credit scores, pay more in interest, and incur more overdraft fees.

The EVERFI platform gives Texas Trust members free access to a robust library of topics on personal financial education, such as budgeting, savings, home buying, retirement planning, investing, and more. The easily understandable, interactive learning modules provide knowledge that members can apply to their money situations and help them build a brighter financial future.

Most adults feel unprepared to make major financial decisions, from opening a credit card to taking out a student loan, buying a home, or saving for retirement. The EVERFI platform guides members through interactive exercises where they can practice making financial decisions most relevant to them. Each topic offers a three- to six-minute module allowing members to apply their learning to their situation. The mobile-first platform is available on all internet-enabled devices making it accessible anytime and anywhere.

“We are concerned about the financial literacy of our members as well as other Texans,” said Toni Nichols, public relations manager at Texas Trust Credit Union. “EVERFI is an essential first step in our broader financial wellness initiative.”

Texas Trust is part of a select group of Texas financial institutions offering the EVERFI platform, accessible to members and non-members at no charge.

Shell FCU Invites You To ‘Picture the Possibilities’ in 2025

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The people at Shell Federal Credit Union believe life is full of possibilities and everyone has a unique vision for their future. Whether driving a new car, purchasing your first home, upgrading your living space, planning for retirement, or building your savings, Shell FCU is dedicated to helping members “Picture the Possibilities” and make their dreams a reality.

In 2025, Shell reaffirms its commitment to members and the community with initiatives designed to inspire, educate, and empower. This year’s theme, Picture the Possibilities, underscores Shell’s dedication to being a lifelong financial partner, helping members achieve their goals while fostering inclusivity and service excellence.

Here’s what to look forward to in 2025:

• Financial Literacy Events: Shell will host a series of workshops and seminars tailored to various life stages, equipping attendees with the knowledge and tools to make informed financial decisions.
• Community Outreach Initiatives: As part of its ongoing effort to give back, Shell will partner with local organizations to provide resources and support for families and individuals in need throughout Harris County.
• Expansion to Serve You Better: Shell is opening two new branches, expanding its reach and ensuring convenient access to its services for even more members.
• Live Educational Sessions: Every month, Shell will host live sessions on YouTube, offering tips, strategies, and insights on topics ranging from saving for the future to understanding credit and managing debt.

“Our theme for 2025, Picture the Possibilities, reflects our belief that every member has the potential to achieve their dreams, and we’re here to provide the support and resources needed to make them happen,” said Jose Rodriguez, CEO/president of Shell Federal Credit Union. “This year, we’re building on our legacy of service, innovation, and