NCUA’s 2026 Supervisory Priorities

The NCUA has announced its supervisory priorities and other examination program updates for 2026. The priorities focus on areas posing the highest risk to credit union members, the credit union industry, and the National Credit Union Share Insurance Fund.

The main areas of focus are:

Balance Sheet Management

• Lending
• Sensitivity to Market Risk and Liquidity
• Earnings and Capital Adequacy

Operational Risk Management

• Payment Systems
• Fraud Prevention and Detection

Compliance Risk Management

• Bank Secrecy Act (BSA) Compliance and Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) Programs

Full details can be found on NCUA’s website.