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NCUA's New Risk-Based Capital Proposal

CFPB Proposes Revision to Rule Protecting Consumers Sending Money Internationally
April 16, 2014

The Consumer Financial Protection Bureau (CFPB) yesterday proposed revisions to its international money transfer rule. The revisions are intended to preserve the rule’s new consumer protections while providing federally insured institutions, such as banks and credit unions, with additional time to provide exact disclosures in certain cases.

Growth Strategies: River Town FCU Loan Manager Shares Four Ways to Grow Your Loan Portfolio
April 16, 2014

Feeling more confident, consumers seem to be loosening their purse strings and borrowing more. Consumer borrowing climbed $16.5 billion in February, up from a $13.5 billion gain in January, according to the Federal Reserve. And the $18.9 billion increase in borrowing in the category that covers autos and student loans was reportedly the biggest one-month gain since February 2013.

CUs Need to Help Members Figure Out a Realistic Retirement Plan, CBSI Wealth Management Director Says
April 16, 2014

The collision of economics, demographics, and longevity is raising credit union member concerns on income sustainability during retirement, according to Hendrix Niemann, managing director of wealth management for CUNA Brokerage Services, Inc. (CBSI).

Southwest Lending Conference: Social Media is an Effective Tool, if Used Strategically
April 16, 2014

Social media is reinventing how business is done, and while many financial institutions are now using social media, Wendy Bryant-Beswick, chief marketing officer for Generations FCU, is concerned that they might be doing so without a strategy. Bryant-Beswick is a breakout session presenter at the Cornerstone Credit Union League’s Southwest Lending Conference May 14-15 in Austin, Texas.

New Multiple Employer 401(k) Plan Available to CUs
April 15, 2014

Credit unions providing a 401(k) program to 100 employees or more can save money and streamline their administrative tasks by joining the Credit Union Retirement Plan Association 401(k) Plan, a new multiple employer plan (MEP), administered by CUNA Mutual Group.

Experienced Professional Hired to Deliver Executive Recruiting Services
April 15, 2014

Marcus Cotton, a professional who brings with him extensive expertise in executive recruiting, project management, and career enhancement, has been hired to refocus the executive recruiting efforts of Credit Union Resources, a wholly-owned subsidiary of the Cornerstone Credit Union League.

Students, Educators and CUs Collaborate in Cornerstone Credit Union Foundation BizKid$ Pilot Program
April 15, 2014

The votes have been tallied and a winner has been selected in the Cornerstone Credit Union Foundation’s BizKid$ Entrepreneur Contest. According to Foundation Executive Director Courtney Moran, Beacon FCU and its partnering school, Hamshire-Fannett Middle School, won for their “Yum Yum Shop” school-sponsored concession stand.

Get Better at What You Do - Register for Cornerstone's Comprehensive Lending 101 Seminar
April 15, 2014

Payment history, amounts owed, length of credit history, new credit, and types of credit in use are the five biggest things that affect your credit score, unfortunately, many consumers simply do not understand how their credit score impacts their ability to obtain affordable credit.

NCUA's Central Liquidity Facility Assets, Membership Growing
April 14, 2014

The Central Liquidity Facility’s financial performance showed overall positive trends in the first quarter of 2014, and its stock dividend rate increased to 0.25 percent, the National Credit Union Administration reports.

Date Event Location
4/17/2014 Greater Oklahoma Chapter Meeting Oklahoma City, OK
4/17/2014 Permian Chapter Meeting Midland, TX
4/17/2014 Wright Patman Chapter Meeting Texarkana, TX
4/22/2014 - 4/24/2014 Annual Meeting & Expo San Antonio, TX
4/22/2014 Fort Worth Chapter Meeting Fort Worth, TX
5/5/2014 - 5/9/2014 MBL Boot Camp Series Dallas, TX
5/6/2014 Cornerstone Road Show Houston, TX
5/12/2014 Central Texas Chapter Golf Tournament Waco, TX
5/12/2014 - 5/14/2014 Principles & Philosophy Conference Dallas, TX
5/13/2014 - 5/14/2014 IRA Seminars Dallas, TX
5/14/2014 - 5/16/2014 Southwest Lending Conference Austin, TX
5/15/2014 Gulf Coast Chapter Meeting Galveston, TX