From homeless to hope-filled

Frank E. spent almost 14 years living on the streets as a young adult. When he came to Tulsa, Okla., on a railroad car, he had no idea what he was going to do; he only knew he had family living in the area.

Thanks to a local nonprofit, Frank was able to get some help and turn his life around. In 1988, he ended up working at a local school as a custodian, leading to a steady paycheck. He needed somewhere to deposit those paychecks, so staff at the school suggested TTCU Federal Credit Union. That launched a long relationship.

Frank has used TTCU for loans for multiple cars and motorcycles over the years, as well as personal loans when he needed some cash.

"I never had to worry about anything," Frank said. "And I've never missed a payment on anything I had at TTCU."

Family is one of the most important things to him. It brought him to Tulsa, and now he's taken in his nieces and helps his mother with bills every month.

"You've got to take care of family," Frank said.

Frank ended up with a job he loved, working on semitrailers for a living. His mind is always thinking of ways to improve things, and he was involved in patenting a safety feature for semi tires.

"I like working hard," Frank said. "Lifting heavy stuff helps keep me fit. Everything's heavy on semitrailers!"

While he plans to retire someday, that's still in the future for him. Right now, he's enjoying life on his motorcycle.

About TTCU Federal Credit Union
Established in 1934 as Tulsa Teachers Credit Union, TTCU Federal Credit Union is the second largest credit union in Oklahoma. TTCU is a $1.9 billion financial institution with a full complement of depository, lending, and financial advisory services. The membership is more than 130,000 strong and is made up of teachers, school faculty, administrators, staff, students, and more than 600 affiliated groups.