2017 ALM Workshops

Understanding Your Credit Union's Asset/Liability Management Process

Whether you are new to credit unions or just need a refresher, Cornerstone Credit Union League offers an opportunity to gain a better understanding of what the numbers and ratios really mean.  Asset/Liability Management (ALM) Workshops are coming to an area near you to provide the tools to make decisions and manage your credit union more effectively.

Led by Deborah Rightmire, VP of ALM Resources or Howard Bufe, AVP of OnBalance, these Essentials and Implementation Workshops provide an excellent opportunity for management, staff, SCMS students, ALCO members, and boards to enhance their knowledge of asset/liability management.

We look forward to your participation in the following workshops.

Day One: ALM Essentials Workshop

9:00 a.m. - 4:00 p.m.

The essentials ALM workshop is a full-day session designed for all credit union employees and Board members who desire a better understanding of basic Asset/Liability Management fundamentals. Some of the topics include:

  • Identifying the primary goals of Asset/Liability Management
  • Understanding the ALM Resource’s ABAJO Key Ratio Report and NCUA’s FPR
  • Analyzing your credit union’s key financial ratios
  • Reviewing an expense analysis and its implications
  • Pricing loans and deposits based on market indicators 
  • Reviewing the Risk Focused Examination process

Day Two: ALM Implementation Workshop

9:00 a.m. - 3:00 p.m.

The advanced ALM workshop is a 5 hour session providing tools needed to implement an effective Asset/Liability Management process in your credit union. It addresses these areas:

  • Measuring interest-rate risk/sensitivity using a static GAP model
  • Organizing a successful ALM process
  • Discussing guidelines for developing an effective ALM Policy
  • Discussing guidelines for developing an effective Investment Policy
  • Developing a consistent ALCO agenda
  • Monitoring and measuring liquidity
  • Reviewing broker/dealer due diligence

What Attendees Say

"Very good. I'll recommend that ALCO and management attend this in the future."

"I never clearly understood how the calculations were computed until now"

"Working examples using our own credit union's data"

"Material is very helpful to any Board of Director member and essential for ALM Committee members. Time and money well spent."

"Great presentation on a difficult subject."

Dates & Locations

Houston, May 18-19

MemberSource CU
10100 Richmond Avenue
Houston, TX 77042
Register

Plano, August 16-17

Cornerstone Credit Union League
6801 Parkwood Blvd.
Plano, TX 75024
Register

Little Rock, October 17-18

Arkansas Credit Union Association
1023 W. Capitol Avenue
Little Rock, AR 72201
Register

San Antonio, May 23-24

Generations FCU
6000 N. W. Loop 410
San Antonio, TX 78238
Register

Snyder, August 22-23

Western Texas College on the Square
1806 26th Street
Snyder, TX 79549
Register

Oklahoma City, November 7-8

Credit Union House
631 E. Hill Street
Oklahoma City, OK 73105
Register

Business casual dress is appropriate. Bring a jacket or sweater as room temperatures vary.

Educational Investment

Fee Per Person

One Day - $265
Both Days - $495

Registrant Cancellation Policy

Registration fee refunds (less a $50 processing fee per person) are granted for cancellations received in writing five business days prior to the seminar.

Workshop Cancellation Policy

Locations with less than 10 registrants one week prior to the scheduled date of the workshop have the potential of cancellation. In the event of cancellation, all registrants will be notified.

Grant Assistance

The Cornerstone Credit Union Foundation is accepting grant applications for League training events based on financial need. Applications must be received by application deadlines. Please visit the Foundation’s website to view all grant applications, guidelines and deadlines. Contact Emily Moreno, Foundation Grants Manager, at 469-385-6483 for more information.

Questions?

Call Vicki Harris at 800-442-5762 ext. 6497 or email vharris@cornerstoneleague.coop.