ALM Workshops: Understanding Your Credit Union's Asset/Liability Management Process

Cornerstone Credit Union League brings a convenient, economical opportunity for Asset/Liability Management training in your area with a set of comprehensive ALM Workshops. Led by Deborah Rightmire, Vice President of ALM Resources or Howard Bufe, Assistant Vice President of OnBalance, these workshops are comprised of two days and provide an excellent opportunity for management, staff, ALCO members, and Board to enhance their knowledge of Asset/Liability Management.  We look forward to your participation in the following workshops.

Day One: ALM Essentials Workshop

Understanding the Asset/Liability Management Process
9:00 a.m. - 4:00 p.m.

The essentials ALM workshop is a full-day session designed for all credit union employees and Board members who desire a better understanding of basic Asset/Liability Management fundamentals. Some of the topics include:

  • Identifying the primary goals of Asset/Liability Management
  • Understanding the ALM Resource’s ABAJO Key Ratio Report and NCUA’s FPR
  • Analyzing your credit union’s key financial ratios
  • Reviewing an expense analysis and its implications
  • Pricing loans and deposits based on market indicators 
  • Reviewing the Risk Focused Examination process

Day Two: ALM Implementation Workshop

Implementing an Effective Asset/Liability Management Process
9:00 a.m. - 2:00 p.m.

The advanced ALM workshop is a 5 hour session providing tools needed to implement an effective Asset/Liability Management process in your credit union. It addresses these areas:

  • Measuring interest-rate risk/sensitivity using a static GAP model
  • Organizing a successful ALM process
  • Discussing guidelines for developing an effective ALM Policy
  • Discussing guidelines for developing an effective Investment Policy
  • Developing a consistent ALCO agenda
  • Monitoring and measuring liquidity
  • Reviewing broker/dealer due diligence

What Attendees Say

"Very good. I'll recommend that ALCO and management attend this in the future."

"I never clearly understood how the calculations were computed until now"

"Working examples using our own credit union's data"

"Material is very helpful to any Board of Director member and essential for ALM Committee members. Time and money well spent."

"Great presentation on a difficult subject."

Dates & Locations

San Antonio,  August 16-17

Instructor: Howard Bufe
Generations FCU
1828 N St Mary's St
San Antonio, TX 78212
Phone: 210-230-9349

Little Rock,  October 11-12

Instructor: Deborah Rightmire
Arkansas Credit Union Association
1023 W. Capitol Ave.
Little Rock, AR 72201
Phone: 501-683-8312

Abilene,  September 20-21

Instructor: Howard Bufe
Abilene Teachers FCU
3849 Antilley Rd
Abilene, TX 79606
Phone: 325-677-2274

Oklahoma City,  November 8-9

Instructor: Deborah Rightmire
CU House
631 E. Hill Street
Oklahoma City, OK 73105
Phone: 405-445-1513

Business casual dress is appropriate. Bring a jacket or sweater as room temperatures vary.

Educational Investment

Fee Per Person

One Day - $265
Both Days - $495

Registrant Cancellation Policy

Registration fee refunds (less a $50 processing fee per person) are granted for cancellations received in writing five business days prior to the seminar.

Workshop Cancellation Policy

Locations with less than 10 registrants one week prior to the scheduled date of the workshop have the potential of cancellation. In the event of cancellation, all registrants will be notified.

Grant Assistance

The Cornerstone Credit Union Foundation is accepting grant applications for League training events based on financial need. Applications must be received by application deadlines. Please visit the Foundation’s website to view all grant applications, guidelines and deadlines. Contact Emily Moreno, Foundation Grants Manager, at 469-385-6483 for more information.


Call Vicki Larkin at 800-442-5762 ext. 6497 or email