Asset/Liability Management Training & Educational Products

ALM Workshops

Essentials
The essentials ALM workshop is a full-day session designed for all credit union employees and Board members who desire a better understanding of basic Asset/Liability Management fundamentals. Some of the topics include:

  • Identifying the primary goals of Asset/Liability Management
  • Understanding the ALM Resource’s ABAJO Key Ratio Report and NCUA’s FPR
  • Analyzing your credit union’s key financial ratios
  • Reviewing an expense analysis and its implications
  • Pricing loans and deposits based on market indicators 
  • Reviewing the Risk Focused Examination process

Implementation
The advanced ALM workshop is a 5 hour session providing tools needed to implement an effective Asset/Liability Management process in your credit union. It addresses these areas:

  • Measuring interest-rate risk/sensitivity using a static GAP model
  • Organizing a successful ALM process
  • Discussing guidelines for developing an effective ALM Policy
  • Discussing guidelines for developing an effective Investment Policy
  • Developing a consistent ALCO agenda
  • Monitoring and measuring liquidity
  • Reviewing broker/dealer due diligence

Learn more about ALM Workshops

CU Specific Training

ALM Resources conducts onsite, customized credit union training for volunteers and staff. Training is individually tailored and highlights the asset liability management process, with particular emphasis on the strengths and weaknesses of the credit union. All will appreciate not only learning the general concepts of asset liability management, but ALM as it relates specifically to their own credit union operation.

The value of a credit union specific training session is that it:

  • Is less expensive than traditional training methods
  • Avoids travel for CU staff and volunteers
  • Is personalized to meet the credit union's particular needs
  • Allows the credit union to determine the length of training
  • Can be divided into different sessions tailored to meet individual needs of staff and volunteers

To get additional information about ReadyConference, mentoring, or schedule a training opportunity for your credit union, contact Debbie Rightmire at 800-442-5762 ext. 6496 or 469-385-6496 or drightmire@cornerstoneleague.coop.

ALM/Economic CD Series

ALM Resources offers a semi-annual ALM educational audio/visual CD series presented by Dr. Charles R. Idol. The CDs are produced and made available to credit unions in the 1st and 3rd quarters (typically in May and October) of each year. In each approximate 90-minute CD, Dr. Idol discusses current credit union ALM-related topics and issues that are of interest to credit union management, board, and asset/liability management committee members (ALCOs). The CD typically contains 14 to16 topical segments (each running from three to eight minutes) that can be viewed selectively from an on-screen outline (that allows pausing for discussion and questions) or sequentially in a single 90-minute viewing.

Learn more about the CD Series

ReadyConference

ReadyConference is an economical opportunity for ALM consultation and training without leaving your credit union. ReadyConference provides an exceptional opportunity for ALM input during strategic planning and a perfect venue for onsite discussions covering ALM related topics such as;

  • Understanding Financial Statements
  • 11 Key Ratios Every Credit Union Professional Should Know
  • Basics of GAP (Measuring Interest Rate Risk)
  • Market-Based Pricing of Shares
  • Market-Based Pricing of Loans
  • Issues to be addressed in an ALM Policy
  • Issues to be addressed in an Investment Policy
  • ALCO (Asset/Liability Management Committee)
  • Your Credit Union's Key Ratio Report

ReadyConference provides an educational tool for Board, management and staff to enhance their ability to evaluate the financial performance of the credit union.

To get additional information about ReadyConference, mentoring, or schedule a training opportunity for your credit union, contact Debbie Rightmire at 800-442-5762 ext. 6496 or 469-385-6496 or drightmire@cornerstoneleague.coop.

ALM Mentoring

Credit union professionals desiring a greater knowledge of ALM fundamentals will benefit from ALM Mentoring. The specialized sessions include an overview of ALM principles and techniques with particular emphasis on the credit union's financial condition and core processes.

ALM mentoring is designed for individuals moving into senior management positions but who lack broad exposure to the ALM process. Training is tailored to meet the needs of the individual and conducted at their own pace. The information covered is roughly that of essentials and advanced workshops, yet expanded to include assessment of ALM procedures in the individual's credit union.

These mentoring sessions are valuable for new board and staff members or individuals assuming greater levels of responsibility within a credit union.

To get additional information about ReadyConference, mentoring, or schedule a training opportunity for your credit union, contact Debbie Rightmire at 800-442-5762 ext. 6496 or 469-385-6496 or drightmire@cornerstoneleague.coop.