Resources Blog

Nearly 100 credit union leaders gathered for Catalyst's Derivatives Symposium to explore essential insights on the economy, hedging strategies, and risk management. Expert presentations and engaging polls revealed that 91.94% of attendees anticipate interest rate cuts this year. It is crucial to understand how to navigate the evolving financial landscape. Do not let potential rate changes catch your credit union off guard—learn how to strengthen your risk management approach by reading more!

Stay one step ahead of cyber threats to your finances! Discover essential tips for protecting your bank account and credit in an increasingly risky digital landscape. From creating strong passwords to utilizing two-factor authentication, learn how to safeguard your information and secure your financial health. Don't wait for a breach to take action—be proactive and empower yourself with these smart strategies! Keep reading to learn more.

The financial system plays a vital role in our society, and credit unions have a significant responsibility in maintaining its integrity. One critical threat to this integrity is money laundering, the process of disguising the illegal origins of funds. To understand money laundering, credit unions need to understand the devastating consequences and key strategies to mitigate risk.

Sarina Freeland draws an analogy between St. Patrick's Day and the current financial landscape for credit unions, emphasizing the importance of strategic planning in an uncertain environment for 2025. With rising interest rates, shifting consumer spending, and an unstable labor market, Freeland outlines the need for credit unions to manage liquidity and adapt their deposit and loan strategies carefully. Keep reading to understand member needs and offer tailored solutions; credit unions can navigate challenges effectively and work towards achieving their financial goals.

Credit unions must unite as the financial landscape changes to protect their unique values and services. With ongoing challenges and threats to their tax-exempt status, advocacy has never been more essential. Read on to learn how credit union professionals and members can join forces to ensure their voices are heard, and their mission continues to thrive.

The onset of tax season leads to a significant increase in deposits at credit unions as many Americans receive their tax refunds. This surge presents opportunities for growth through investments in securities and CDs, particularly with interest rates remaining high in 2025. However, credit unions face challenges in balancing this influx with the need to maintain liquidity for lending purposes. Keep reading to learn more with Millennium Corporate.

Credit unions face challenges competing with traditional banks in the commercial lending market despite offering personalized service and local expertise. Cooperative Business Services (CBS) helps credit unions by providing expert underwriting, streamlined loan origination, and marketing support, enabling them to distinguish themselves from banks. CBS equips credit unions with the tools to offer flexible loan terms, leverage local market insights, and accelerate decision-making. Keep reading to learn more.

Unlock the future of lending for your credit union! Discover how Document Processing Automation (DPA) can streamline your operations, reduce delays, and enhance accuracy in loan approvals. Stay competitive in a fast-paced digital landscape and elevate member experiences with cutting-edge technology. Are you ready to transform your lending process? Learn more about the advantages of DPA!

In today's competitive job market, small business owners must offer comprehensive employee benefits beyond just competitive salaries to attract and retain top talent. By proactively managing employee benefits; businesses can ensure employee satisfaction and adapt to changing workforce needs, ultimately improving retention and engagement. To identify and address gaps in benefits offerings, keep reading.

Cybercriminals are increasingly exploiting new financial products and services offered by financial institutions (FIs) through omnichannel banking. While FIs aim to improve customer access and compete for business, these changes also create opportunities for fraud. Many FIs still rely on isolated solutions that fail to integrate data across channels, making it challenging to combat fraud effectively. To learn how to enhance security, keep reading.