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The Future Is Here: AffirmX with Wrap-Arounds

Ah, what we wouldn’t sometimes give for the good old days, right? We often wax nostalgic about simpler times—before COVID-19, social distancing, masks, and political upheaval—when gas and movies were cheap, music didn't need an explicit content advisory, and we all knew our neighbors.

May 11, 2021

Empowering Consumers’ Financial Lives With Credit Scores

There’s a lot of confusion for consumers about their credit scores, which is to be expected when borrowers receive ‘educational’ scores from various services does not often match lenders see in the FICO score. Most consumers, and Ser Tech, believe it’s important to see the scores lenders use during the loan approval process when making borrowing decisions.
Apr 27, 2021

Demystifying Bond Investing

As bond yields continue to rise more rapidly than rates on certificates of deposit (CDs), and fewer CDs are being issued, Catalyst Corporate’s Brokerage Team is fielding more credit union inquiries about investing in bonds. Is your credit union considering investing in bonds for the first time? If so, where do you start?
Mar 25, 2021

The Key to Surviving the Unexpected? A Well-Balanced Investment Portfolio

The 9/11 terrorist attacks, the Great Recession of 2008, and now…COVID-19. The health and economic crisis brought on by the global pandemic is arguably the third major outlier event of our generation.
Mar 4, 2021

MODDern Times In Auto Lending, Deep in the Heart of Texas

Randolph Brooks Federal Credit Union (RBFCU) is way ahead of the game when it comes to supplying the three most important elements in the modern auto buying experience – convenience, convenience, convenience.
Feb 25, 2021

CECL…Are We There Yet?

Now nearly two months into the new year, the sudden shock of 2020 is slowly fading, and we can finally catch our breath…right? Well, the fresh start also inches us closer to the impending CECL transition. Despite hope that the implementation date might get pushed out amidst the COVID-19 pandemic, it appears January 1, 2023 is standing firm. However, the NCUA did provide a little relief, allowing credit unions to spread out the impact on net worth over a few years.
Jan 28, 2021

P2P: Made Possible by Technology, Powered by Trust

You may be hearing a lot about P2P in 2021. That would not be surprising. Interest in P2P payments had already been growing in recent years – and changes in consumer behavior brought about by the COVID-19 pandemic have given it a boost.
Dec 22, 2020

Cooperation Key to Credit Union Efforts in DC

Credit unions are relatively small players in the financial services marketplace, but through their collaborative, not-for-profit roots, we can do a world of good for consumers, the communities we serve and the credit union movement as a whole.
Dec 17, 2020

Home Sweet Home…Office? Assessing Enterprise Risk Beyond CU Walls

The concept of working from home was foreign to many until March 11, 2020, when the World Health Organization officially declared the COVID-19 outbreak a pandemic. Organizations across the world were forced to enact their pandemic preparedness plans and send their employees home for an indefinite period.
Dec 15, 2020

The Future Is Here: AffirmX with Wrap-Arounds

Ah, what we wouldn’t sometimes give for the good old days, right? We often wax nostalgic about simpler times—before COVID-19, social distancing, masks, and political upheaval—when gas and movies were cheap, music didn't need an explicit content advisory, and we all knew our neighbors.
Dec 3, 2020

How Vendor Contract Renewals Can Offset Earnings Challenges

In the midst of the COVID-19 pandemic, financial institutions can quickly realize savings by renegotiating major vendor contracts.

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