Resources Blog

Prepayment risk is sitting at levels not seen in two decades. One of the best ways to hedge mortgage prepayment risk is with interest rate options. Read how derivatives can help.

Digital loan payments can enhance convenience for both credit unions and their members. It starts with intuitive functionality, options and streamlined loan payments.

For lenders looking to grow their auto programs in 2023, there are a number of challenges to overcome, including higher rates, inflationary pressures, and ongoing supply chain issues. Learning about the fundamentals behind running an indirect lending program and having a plan in place to implement them is more important than ever.

In the U.S. payments industry, instant transactions are dominating conversations. Catalyst Corporate invites you to attend virtual webinars and an in-person workshop.

Since the Fed began increasing the fed funds rate, credit unions have been heavily impacted by the rapid ascent of interest rates, prompting challenges.

Whether for a sensitive executive search or professional recruiting, we know that stakes for selecting the right talent for your credit union are sky high—and the monetary and cultural consequences of failure can be astronomical!

Even though higher rates are currently on the short end of the yield curve, Catalyst Corporate's John Kirby says there are reasons to consider locking in some longer maturities.

A change in how you lend, will do you (and your members) good

Truly artful loan pricing is a delicate balance between providing the best possible value to your credit union and offering a rate that members ultimately accept. There is no clear market indication for how to price a loan...that's where it becomes an art.

Historically, credit unions have strived to be their members’ primary financial institution (PFI) – the place where people have their checking account, direct deposit, favorite credit card, possibly even their mortgage. However, the PFI concept is quickly evolving.