Save-to-Win: Helping Members Build Financial Success

Read time: 45 secs

The Save-to-Win prize-linked savings program rewards credit union members for saving money with chances to win cash prizes. Thanks to the Cornerstone Foundation, Cornerstone League-member credit unions are participating, and here’s why.

Why it Matters: 

Saving can be tough, but First Missouri Credit Union’s Save-to-Win program makes it rewarding and fun by offering members a chance to win prizes while growing their savings. 

A Success Story: 

Brandon R., a long-time member, won $2,000 in a national quarterly drawing. His $75 monthly automatic savings transfer helps build a safety net for his growing family, while the prize money covers taxes on a new work truck. 

The Big Picture: 

• Member benefits: Participants earn interest on savings, have a chance to win cash, and grow their nest egg—even without winning. 
• Mission alignment: “The Save-to-Win program embodies our founding ideal of thrift,” said CEO Steve Poniewaz, noting a 53% participation growth in 2024. 

 By the Numbers:

• 7,800+ prize-based savings accounts in the Cornerstone region. 
• $33M+ in total savings, with an average of $10,849 per account. 

The Bottom Line: 

Save-to-Win empowers members to save regularly while offering the excitement of cash prizes. 

Learn More: 

Want to start a prize-based savings program? Contact Emily Moreno at 214-334-3397 or emoreo@cornerstonefoundation.coop.