Breakout Session #4

Rayleen Pirnie

What's Hot with Payments in BSA
Rayleen Pirnie, RP Payments Risk Consulting Services, LLC

This session evaluates recent regulatory changes and interpretations, plus current issues related to payments that could affect your BSA/AML program. 

  • Increased regulatory focus on BSA/AML
  • Recent regulatory changes and interpretations that could affect your BSA/AML program
  • SAR overview and specific payments-related SAR issues
  • Third-parties
  • Mobile payments
  • Online account opening
  • The impacts of breaches and identity theft on CIP

About Rayleen Pirnie

Rayleen is a recognized payments risk and fraud expert who works with financial institutions and businesses across the nation to help them understand today’s threats and develop appropriate risk mitigation strategies. She also speaks to consumer groups revealing real-world methods to reduce the chances of devastating frauds, and law enforcement on payment system processing and evidence collection in electronic payment channels. Rayleen’s areas of expertise include regulatory compliance, payment system risk management, cybercrimes, and information security.

Rayleen conveys current trends via conference presentations, blogs, and newsletter articles plus supports groups with special projects.

Prior to her leap to private consulting, Rayleen was the Director of Payments Risk & Fraud at EPCOR for 8 years. She joined EPCOR after a 10-year career as a fraud investigator in banking.

Rayleen graduated with honors from The University of Phoenix earning a Bachelor’s of Science in Criminal Justice Administration. She earned her Accredited ACH Professional (AAP) designation in 2013.

Rayleen enjoys gardening with the best helper in the world, her grandson. She also enjoys reading and music. She is an advocate and supporter of The Animal Rescue Alliance. Rayleen and her husband Mike currently have four adopted fur-kids of their own.

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