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True Sky CU Ditches the Word 'Checking' with Debit Account
Tuesday, September 6, 2016 7:00 AM

With the use of checks declining for more nontraditional methods such as debit cards and mobile deposits, True Sky Credit Union decided it was time to create an account and call it what it truly is: a debit account.

The creation of $impleMoney Debit came about after researching the needs of members who don't use their accounts the way we have been for decades. Instead of relying on checks as a primary payment method, today's consumers use debit cards, mobile deposit, and personal transfers. 

True Sky's $impleMoney account not only encourages these types of transactions, it rewards members for doing so. By keeping an active debit account with at least forty debit card transactions per month, no more than five paper checks, electronic statements, and the use of online banking, users earn rewards including five cents per debit card transaction, up to ten dollars per month in ATM fee refunds, and one overdraft fee refund per year. 

This new account is designed for individuals who prefer a truly mobile experience and have no minimum balance and no monthly service charge. It was created to provide individuals with a beneficial and simple banking experience. All transactions can be conducted through mobile and online channels including deposits, bill pay, and account management.

Financial education is also an important part of this account, as periodic meet ups will be held for accountholders to learn more about their credit, saving for the future, and making large purchases wisely, among other topics.  

$impleMoney Debit Account Rewards Include:

  • 5 cents per debit transaction
  • Up to 5 checks per month
  • $10 in ATM fee refunds per month
  • One overdraft fee refund per year
  • Access to free financial meet ups 
  • Mobile banking and mobile deposits
  • E-statements
  • Deposits are federally insured for up to $250,000 by NCUA.

This is just one more way True Sky Credit Union is serving the community. With headquarters in Oklahoma City and seven branches in the greater Oklahoma City area, True Sky Credit Union has been serving members for 70 years. Today, the credit union has 51,000 members in Canadian, Cleveland, Grady, Lincoln, Logan, McClain, Oklahoma, and Pottawatomie counties. Membership is open to anyone who resides, works, worships, or attends school in our eight-county service area. True Sky Credit Union has assets in excess of $580 million. Learn more at TrueSkyCU.org.