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TransUnion: Consumer Credit Risk Drops to Lowest Level Since '05
Wednesday, March 12, 2014 6:55 AM

Triggered in part by the performance of vehicle financing, TransUnion’s Credit Risk Index — a measure of aggregate credit risk in the nation — dropped at the conclusion of 2013 to its lowest level since 2005.

Analysts determined the Credit Risk Index (CRI) decreased to 110.10 in Q4 2013, down nearly 9 percent from 120.64 posted in Q4 2012.

TransUnion pointed out the CRI peaked in Q4 2009 at 129.67, a reading that’s 15 percent higher than the current level.

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