General Session

Larry Biernacki

Is Your Lending Program On Track? Things to Ponder
Larry Biernacki

Sponsored by Allied Solutions

Special guest Larry Biernacki, retired CEO, of an Arkansas CU, has spent over 30 years involved in the credit union/banking industry. He has held mid and senior management level positions in many different aspects of financial institution management, but heavily weighted in the lending area. During this presentation, Biernacki explores issues surrounding lending programs, specifically focused on the consumer side. The need of having a balanced loan portfolio, the importance of changing your perceptions of certain portfolios, risk tolerances, and making it easy for your members to do business with YOU, are also discussed. Other issues/trends facing your credit union in building a profitable lending portfolio will also be touched on. 

About Larry Biernacki

Larry Biernacki, retired from President/CEO of Arkansas Federal Credit Union (AFCU).  Larry has spent over 30 years involved in the credit union/banking industry. He has held mid and senior management level positions in many different aspects of financial institution management, but heavily weighted in the lending area. He has successfully built and grown many different profitable direct and indirect portfolios including, automobile, marine, RV, home improvement, and manufactured housing. He has supervised as many as 200 employees. In addition, he has introduced, implemented, and trained staff on many different lending products and systems and has been responsible for innovative new products and enhancements being delivered to the marketplace.

Larry attended the National Installment Credit School in Norman, OK and the Pacific Coast Banking School in Seattle, Washington. He is a graduate of Northern Arizona University.

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