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Residential Lending Seminars Prepare CUs for New Aug. 1 Regs
Thursday, January 29, 2015 6:45 AM

Regardless of the type of lending you're doing, from home equity loans to long-term mortgages, everyone will be required to conform to the new federal regulatory requirements for the RESPA/TILA integrated disclosures Aug. 1. You'll need to be prepared, and the two-day Residential Real Estate Compliance and Mortgage Lending Seminars will help you do that.

The seminar is offered in Little Rock, Dallas, Oklahoma City, and Houston. Note that the early bird deadline for Little Rock is next Tuesday, Feb. 3.

Day One Topics

  • Completing the application, action taken & monitoring
  • Processing checklist and duties, homeownership counseling, changed circumstances
  • APR, tolerances, finance charges, preliminary disclosures (GFE & TIL)
  • Loan estimate overview (effective Aug. 1, 2015)
  • Ability to repay and qualified mortgages, Appendix Q
  • HPMLs, HPCTs, and high-cost/HOEPA escrows and appraisals

Day Two Topics

  • Ability to repay and qualified mortgages, Appendix Q
  • HPMLs, HPCTs, and high-cost/HOEPA escrows and appraisals
  • Appraisals and evaluation procedures, flood requirements
  • Closing disclosure overview (effective Aug. 1, 2015)
  • APR, tolerances, finance charges, violations, and cures
  • Modifications, extensions, and renewals vs. refinancing
  • Right of rescission troubleshooting
  • Detailed clarifications – integrated disclosures
  • LE and CD (effective Aug. 1, 2015) – RESPA/TILA

Those involved in originating, application, processing, closing and servicing home equity and/or residential real estate lending will find our two-day, hands-on seminar uniquely suited for their needs. In addition, this training is beneficial for those in quality control, underwriting, and compliance auditing, no matter what level of expertise.

You have a choice of locations:

Little Rock, Feb. 24-25
Register Online
Early bird deadline: Feb. 3
Arkansas Credit Union Association
1023 W. Capitol Ave.
Little Rock, AR 72201
501-376-6508
Lodging Offers

Dallas, March 3-4
Register Online
Early bird deadline: Feb. 10
Credit Union of Texas
8131 LBJ Freeway
Dallas, TX 75251
972-263-9497
Lodging Offers

Oklahoma City, March 17-18
Register Online
Early bird deadline: Feb. 24
Credit Union House
631 E. Hill Street
Oklahoma City, OK 73105
405-702-8622
Lodging Offers

Houston, April 21-22
Register Online
Early bird deadline: March 31
DoubleTree Houston Hobby Hotel
8181 Airport Blvd.
Houston, TX 77061
713-645-3000
Lodging Offers