REAL Solutions

REAL Solutions is the signature program of the National Credit Union Foundation, and has the goal of helping credit unions offer services that have been proven successful for people of modest means and low wealth. REAL ― “Relevant, Effective, Asset-building, Loyalty-producing” — Solutions works through credit union leagues/associations to help individual credit unions make the difference for members, families, and communities. The Cornerstone Credit Union League REAL Solutions program is supported by a generous grant provided by the Cornerstone Credit Union Foundation.

REAL Solutions builds member and consumer financial capability by offering tools such as an online resource center (, product development, Credit Union Financial Counseling Certification Program (FiCEP – brought to CUs by the Foundation and CUNA), experiential learning programs (reality fairs, retirement fairs, and life simulations), planning/coaching, and speaking/training.

By signing on to REAL Solutions, credit unions rededicate themselves to the principles upon which they were founded and collaborate with the Cornerstone Credit Union League and credit union peers to make a positive difference in people's lives. When credit unions sign up for REAL Solutions they should expect:

  • Resources filled with REAL Solutions information, including a REAL Solutions Tool Kit, communication materials to help explain credit unions' collective effort, and new ideas as part of participant meetings.
  • Opportunities to form partnerships in offering REAL Solutions and advocacy opportunities to share your success with others.
  • Training to boost your knowledge of underserved markets, predatory lenders, and more.
  • Regular updates from the Cornerstone Credit Union League to help you expand your REAL Solutions program and share new opportunities.

Real people with real needs are finding REAL Solutions at credit unions.