Go to:

April 2019
< Mar May >
Leaguer Email Subscription

You are not currently subscribed. Click Subscribe below to receive the Leaguer email.

Online Registration Available for Cornerstone League's Home Equity Lending Seminar
Wednesday, September 18, 2013 6:20 AM

The Cornerstone Credit Union League is offering its Home Equity Lending Seminar, Basics and Advanced, Oct. 15-16 in Houston, and Oct. 29-30 in San Antonio. Presented by industry experts, Tom Duke, with Blalack & Williams, P.C. and Kimberly Lundquist with FIC Conferences, these seminars are designed to help credit unions confirm what they are doing now in Texas Home Equity Lending, as well as provide guidance on how the upcoming Dodd-Frank regulatory changes will affect their Home Equity and Home Improvement Programs.

There have been so many changes in a short amount of time and every day there are new risks as well as newly proposed regulations, so credit unions will want to take advantage of this educational opportunity. Timeline of proposed changes are:

  • Effective June 1, 2013 Truth in Lending (Regulation Z)
    Escrow Requirements – HPMLs
  • Effective January 10, 2014 Truth in Lending (Regulation Z)
    Ability to Repay & Qualified Mortgage Standards
  • Effective January 10, 2014 TIL (Reg Z) & RESPA (Reg X)
    Mortgage Servicing Final Rules & Models
  • Effective January 10, 2014 TIL (Reg Z) & RESPA (Reg X)
    High Cost Mortgage & Homeownership Counseling Amendments
  • Effective January 18, 2014 CFPB & Other Agencies
    Appraisals for HPMLs
  • Effective January 18, 2014 Equal Credit Opportunity Act (Regulation B)
    Disclosure & Delivery – Copies
  • Effective January 10, 2014 Truth in Lending (Regulation Z)
    Loan Originator Compensation
  • Proposed – August 23, 2012 – TIL (Reg Z) & RESPA (Reg X)
    Integrated Mortgage Disclosures

Additional information is available in the “Education” section of the Cornerstone Credit Union League’s website.

If you have any questions about the upcoming conferences, please contact Training & Events, at (469) 385-6630 or (800) 442-5762, ext. 6630.

Educational grants are available through the Cornerstone Credit Union Foundation. To learn more, please visit