2015 Mortgage Lending & Compliance Seminar

It doesn’t matter if you are only doing home equity lending or long term mortgages, everyone will be required to conform to the new federal regulatory requirements for the RESPA/TILA integrated disclosures.  Whether you are a seasoned lender and your need is affirmation or you are brand new to the industry with very little experience, this 2 day seminar is designed to connect the dots from pre-application to the closing table, Regulation B to Z!  New integrated disclosures will be mandatory for everyone, beginning with applications taken on or after August 1, 2015.  We will review the foundations and update you on the latest changes.  Don’t wait for these massive changes to be implemented or you will be left out in the cold!

Topics

  • Completing the Application
  • Action Taken & Government Monitoring
  • Processor Checklist & Duties
  • Preliminary Disclosures
  • ECOA/Regulation B - Monitoring – Action Taken – Disclosure Requirements
  • HMDA/Regulation C - Collection & Reporting – Monitoring – Action Taken
  • RESPA & TIL Overview
  • RESPA/Regulation X - Homeownership Counseling – GFE & Changed Circumstances – Escrows - Disclosures
  • TILA/Regulation Z - Homeownership Counseling – APR, Finance Charges, Tolerances – Disclosures – ATR & QM’s – Right of Rescission - HPML’s, HPCT’s & HOEPA Loans
  • Construction & Construction/Permanent
  • HPML’s, HPCT’s, & High Cost/HOEPA
  • HPML’s including Escrows & Appraisals
  • Appraisals & Evaluation Procedures
  • Flood Insurance Requirements & Latest Changes
  • Ability to Repay Clarifications
  • Qualified Mortgages & Appendix Q
  • Modifications, Extensions, Renewals vs Refinancing
  • Right of Rescission Troubleshooting
  • Integrated Disclosures – RESPA/TILA – Effective August 2015

Who Should Attend?

Those involved in Originating, Application, Processing, Closing and Servicing Home Equity and/or Residential Real Estate lending will find our 2-Day “hands-on” Seminar uniquely suited for their needs.  In addition, this training is very beneficial “to connect the dots” for those in Quality Control, Underwriting and Compliance Auditing, no matter what level of expertise.

Dates & Locations

Little Rock - February 24-25
Registration coming soon
Early bird deadline: February 3
Arkansas Credit Union Association
1023 W. Capitol Ave.
Little Rock, AR 72201
501-376-6508
Lodging Offers

Dallas - March 3-4
Registration coming soon
Early bird deadline: February 10
Credit Union of Texas
8131 LBJ Freeway
Dallas, TX 75251
972-263-9497
Lodging Offers

Oklahoma City - March 17-18
Registration coming soon
Early bird deadline: February 24
Credit Union House
631 E. Hill Street
Oklahoma City, OK 73105
405-702-8622
Lodging Offers

Houston - April 21-22
Registration coming soon
Early bird deadline: March 31
DoubleTree Houston Hobby Hotel
8181 Airport Blvd.
Houston, TX 77061
713-645-3000
Lodging information coming soon

Business casual dress is appropriate. Bring a jacket or sweater as room temperatures vary.

Schedule (for all locations)

8:30 a.m. - 9:00 a.m. Registration & Continental Breakfast
9:00 a.m. - 11:30 a.m. Seminar
11:30 a.m. - 12:30 p.m. Lunch (provided)
12:30 p.m. - 4:00 p.m. Seminar

*includes 2 refreshment breaks

Presenters - Kimberly Lundquist

Kimberly Lindquist

Kimberly Lundquist, President of FIC Conferences, is headquartered in San Antonio, Texas. She has spent the better part of her career specializing in training others in all aspects of federal regulatory residential real estate compliance. Having been with FIC since early 1982, Kimberly has conducted a great deal of the research support which has been essential to real life application of the regulations!

CPE Credits

Certified Public Accountants (CPAs) may earn continuing education credits (CPE) in accordance with each state’s Board of Public Accountancy standards and guidelines:

Arkansas CPAs

Oklahoma CPAs

Texas CPAs - The Cornerstone Credit Union League is registered with the Texas State Board of Public Accountancy (TSBPA) as a sponsor of continuing professional education on the State Registry of CPE Sponsor. Certified Public Accountants (CPAs) may earn up to 6.5 continuing education credits (CPE) for the Mortgage Lending & Compliance Seminar. No advance preparation or prerequisites are required. The state board of accountancy has final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to: Texas State Board of Public Accountancy/333 Guadalupe - Tower 3, Suite 900/Austin, TX 78701-3900

Administrative policies, such as complaint or refund, please contact the league at 800-442-5762 ext. 6634.

Educational Investment

Fee Per Person/Per Day

Early Bird - $299
Regular Rate - $349

Walk-ins accommodated on a space available basis. Your investment includes instruction, extensive handouts, continental breakfast, networking lunch, and two refreshment breaks.

Registrant Cancellation Policy

Substitutions are always welcome. Registration fee refunds (less a $50 processing fee per person/per day) are granted for cancellations received in writing two weeks prior to the seminar.

Seminar Cancellation Policy

Locations with less than twenty (20) registrants two weeks out may be cancelled. In the event of cancellation, all registrants will be notified.

Grant Assistance

The Cornerstone Credit Union Foundation is accepting scholarship applications for League training events based on financial need. Applications must be received by application deadlines. Please visit the Foundation’s website to view all grant applications, guidelines and deadlines. Contact Staci Zale, Foundation Grants Manager, at 800-953-8283 for more information.

Questions?

Call 800-442-5762 ext. 6630 or 469-385-6630 or email Cristina Lau at clau@cornerstoneleague.coop.

If you have physical, medical, or dietary needs requiring special attention, please contact us for proper arrangements to be made. For more information regarding administrative policies, such as complaint or refund, please contact us at 800-442-5762 ext. 6630.