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Not sure what makes credit unions unique from other financial institutions? Read "Basic Information on Credit Unions" to better understand the differences between credit unions and our for-profit counterparts.
Basic Information on Credit Unions (DOC)
Among other things, this document explains what is a NCUSIF-insured financial institution; which credit unions are insured, and how share insurance insurance protects credit union members against loss.
FAQ - CU Deposit Insurance (PDF)