2018 Home Equity Lending in Texas

This ½ day seminar is for Texas State and Federal Credit Unions that are in the early stages of a traditional Texas Home Equity lending program, but will also provide a refresher and update for those Credit Unions that have made Texas Home Equity loans for some time. The seminar includes rules for permissible lending against member homestead under the Texas Constitution and statutes, a step-by-step analysis of the extensive Texas Constitutional Amendment containing the legal requirements for a Texas Home Equity loan, rules for curing errors in existing Home Equity loans, and collection and foreclosure. The seminar is also structured to allow the speaker a maximum amount of time for discussion of individual questions and concerns. This seminar will also update Credit Unions on all Home Equity changes effective in January 2018.

Please note that this ½ day seminar does not address HELOCs or questions pertaining to the new Truth in Lending Combined Disclosures.

Who Should Attend?

Credit unions that have recently decided to offer home equity lending to its members, who have never offered home equity programs, who are anticipating new interest in home equity lending, and who currently have home equity loan programs who need to learn about updated requirements for closed-end home equity.

Dates & Locations

Dallas, May 3

Early Bird Deadline: April 5
Cornerstone Credit Union League
6801 Parkwood Blvd.
Plano, TX 75024
Phone: 800-442-5762, ext. 6635
Lodging Offers

Houston, June 28

Early Bird Deadline: May 24
Member Source Credit Union
10100 Richmond Ave.
Houston, TX 77042
Phone: (713) 627-4000
Lodging Options

Business casual dress is appropriate. Bring a jacket or sweater as room temperatures vary.


10:00 a.m. - 10:30 a.m. Registration & Continental Breakfast
10:30 a.m. - 12:00 p.m. Session
12:00 p.m. - 12:30 p.m. Lunch (provided)
12:30 p.m. - 2:00 p.m. Session

Presenter - Tom Duke, Esq., Blalack & Williams, P.C.

Tom Duke

Tom Duke has over twenty years’ experience in the financial services industry. Prior to joining Blalack & Williams in 1996, he served as Assistant General Counsel and Compliance Officer of a major Texas bank holding company. Mr. Duke provides extensive training for credit unions in all areas of home equity lending and is a frequent speaker at home equity seminars throughout the state of Texas. His areas of practice include: Credit union and consumer finance law, commercial and residential real estate law, transactions and contracts, and seminars and training. Tom has a B.A. from Austin College and a J.D. from Baylor University School of Law.

Continuing Education Units

Requests for certificates of attendance are processed after the event. Contact Janine McBee, CUDE, Sr. Training Director at 800-442-5762 ext. 6634 or email jmcbee@cornerstoneleague.coop for additional information or questions.

Educational Investment

Fee Per Person

League Member Early Bird - $289
League Member Regular Rate - $489
Non-Member Rate (CUs in Cornerstone region only) - $578

Walk-ins accommodated on a space available basis. Your investment includes instruction, extensive handouts, continental breakfast, lunch, and refreshment break.

Registrant Cancellation Policy

Substitutions are always welcome. Registration fee refunds (less a $50 processing fee per person) are granted for cancellations received in writing two weeks prior to the seminar.

Seminar Cancellation Policy

Locations with less than 20 registrants two weeks out may be cancelled. In the event of cancellation, all registrants will be notified.

Grant Assistance

The Cornerstone Credit Union Foundation is accepting grant applications for League training events based on financial need. Applications must be received by application deadlines. Please visit the Foundation’s website to view all grant applications, guidelines and deadlines. Contact Emily Moreno, Foundation Grants Manager, at 469-385-6483 for more information.


If you have questions regarding this workshop, call 800-442-5762 ext. 6635 or 469-385-6635 or email Cookie Dorsey at cdorsey@cornerstoneleague.coop.

If you have physical, medical, or dietary needs requiring special attention, please contact us for proper arrangements to be made. For more information regarding administrative policies, such as complaint or refund, please contact us at 800-442-5762 ext. 6630.