V409 Financial Management

Howard Bufe

Howard Bufe, Credit Union Resources

This course helps explain the financial management tools used by most credit unions in a simple, easy- to-understand format. You will find that managing your credit union’s finances need not be overwhelming when you consistently use several comprehensive asset-liability management tools.


  • Financial Management Overview
  • Components of Asset-Liability Management
  • Asset-Liability Committee
  • Planning Tools
  • Financial Reporting
  • Forecasting and Budgeting
  • Gap Analysis
  • What-If Analysis and Net Interest Income Simulation
  • Net Economic Value

About Howard Bufe

Howard Bufe is Assistant Vice President of OnBalance, a department of Credit Union Resources Inc., a subsidiary of the Cornerstone Credit Union League.  OnBalance provides professional planning, consulting and training.  Howard also works as a Financial Analyst for ALM Resources a department of the Cornerstone Credit Union League providing analysis, commentary and guidance for individual credit unions.  Howard has also provided consultation and training for management and staff of both the Barbados and Jamaica Co-operative Credit Union Leagues.  Howard has worked in the Financial Services Industry 30 years.  His experience includes Assistant Controller, Financial Analyst, and Trainer. Howard earned his Bachelor of Science degree in Accounting from Lubbock Christian University.

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