V02 Financial Reports for Volunteers

Howard Bufe

Howard Bufe, Credit Union Resources

Understand your financial reports with these easy-to-follow explanations of the statement of financial condition, statement of income, and other financial reports. This course also explains the importance of trend analysis and instructs how to calculate important ratios.


  • Basic Financial Statements
  • Other Financial Reports
  • Ratios and Trends

About Howard Bufe

Howard Bufe is Assistant Vice President of OnBalance, a department of Credit Union Resources Inc., a subsidiary of the Cornerstone Credit Union League.  OnBalance provides professional planning, consulting and training.  Howard also works as a Financial Analyst for ALM Resources a department of the Cornerstone Credit Union League providing analysis, commentary and guidance for individual credit unions.  Howard has also provided consultation and training for management and staff of both the Barbados and Jamaica Co-operative Credit Union Leagues.  Howard has worked in the Financial Services Industry 30 years.  His experience includes Assistant Controller, Financial Analyst, and Trainer. Howard earned his Bachelor of Science degree in Accounting from Lubbock Christian University.

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