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CFPB Approves URLA for Expanded HMDA Info Collection
Thursday, September 29, 2016 6:40 AM

CFPB on Tuesday issued a notice detailing its approval of the use of the new 2016 Uniform Residential Loan Application (URLA) for the expanded collection of information relating to ethnicity and race under the Home Mortgage Disclosure Act.

The Bureau said financial institutions may use the new URLA between Jan. 1, 2017, and Dec. 31, 2017, to collect certain disaggregated race and ethnicity data. The Bureau specified that the data collection is not a violation of Regulations B’s or C’s provisions regarding data collection.

CFPB also said the 2016 URLA is approved under Reg B provisions related to requests for information regarding spouses and marital status.