Asset/Liability Management Training & Educational Products

ALM Workshops

Essentials
The ALM Essentials workshop is a full day session designed for all credit union employees and board members who desire a better understanding of the basic asset liability management process. Some of the topics covered include:

  • Overview of asset liability management process
  • Understanding ALM Service's Key Ratio Report
  • Reviewing key financial ratios and calculating them for your own credit union
  • Expense analysis and its implications
  • Market based pricing of loans and deposits

Implementation
The ALM Implementation workshop is a half day session providing an overview of understanding and implementing an effective asset liability management process in your credit union. It addresses the such areas as:

  • Organizing a successful ALM process
  • Developing effective investment and ALM policies
  • Board ALCO oversight
  • Monitoring and measuring liquidity
  • Measuring and understanding interest rate sensitivity

Learn more about ALM Workshops

ReadyConference

ReadyConference is an economical opportunity for ALM consultation and training without leaving your credit union. ReadyConference provides an exceptional opportunity for ALM input during strategic planning and a perfect venue for onsite discussions covering ALM related topics such as;

  • Understanding Financial Statements
  • 11 Key Ratios Every Credit Union Professional Should Know
  • Basics of GAP (Measuring Interest Rate Risk)
  • Market-Based Pricing of Shares
  • Market-Based Pricing of Loans
  • Issues to be addressed in an ALM Policy
  • Issues to be addressed in an Investment Policy
  • ALCO (Asset/Liability Management Committee)
  • Your Credit Union's Key Ratio Report

ReadyConference provides an educational tool for Board, management and staff to enhance their ability to evaluate the financial performance of the credit union.

To get additional information about ReadyConference, mentoring, or schedule a training opportunity for your credit union, contact Debbie Rightmire at 800-442-5762 ext. 6496 or 469-385-6496 or drightmire@cornerstoneleague.coop.

CU Specific Training

ALM Resources conducts onsite, customized credit union training for volunteers and staff. Training is individually tailored and highlights the asset liability management process, with particular emphasis on the strengths and weaknesses of the credit union. All will appreciate not only learning the general concepts of asset liability management, but ALM as it relates specifically to their own credit union operation.

The value of a credit union specific training session is that it:

  • Is less expensive than traditional training methods
  • Avoids travel for CU staff and volunteers
  • Is personalized to meet the credit union's particular needs
  • Allows the credit union to determine the length of training
  • Can be divided into different sessions tailored to meet individual needs of staff and volunteers

To get additional information about ReadyConference, mentoring, or schedule a training opportunity for your credit union, contact Debbie Rightmire at 800-442-5762 ext. 6496 or 469-385-6496 or drightmire@cornerstoneleague.coop.

ALM Mentoring

Credit union professionals desiring a greater knowledge of ALM fundamentals will benefit from ALM Mentoring. The specialized sessions include an overview of ALM principles and techniques with particular emphasis on the credit union's financial condition and core processes.

ALM mentoring is designed for individuals moving into senior management positions but who lack broad exposure to the ALM process. Training is tailored to meet the needs of the individual and conducted at their own pace. The information covered is roughly that of essentials and advanced workshops, yet expanded to include assessment of ALM procedures in the individual's credit union.

These mentoring sessions are valuable for new board and staff members or individuals assuming greater levels of responsibility within a credit union.

To get additional information about ReadyConference, mentoring, or schedule a training opportunity for your credit union, contact Debbie Rightmire at 800-442-5762 ext. 6496 or 469-385-6496 or drightmire@cornerstoneleague.coop.