Member Engagement ProgramNEW for 2015

Member Engagement Program

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Last Day to Submit Your Comment on MBL to NCUA; Cornerstone Urges Modernization
August 31, 2015

Today is the final day to submit your comment letter for the National Credit Union Association's proposed rule on member business loans (MBL). The Cornerstone Credit Union League has submitted its comment letter to NCUA, and credit unions can use it as a guide in crafting their letters today.

Southwest 66 CU Continues Upward Trajectory with Honorable Mention as CUNA Community CU of the Year
August 31, 2015

Credit Union National Association has announced the winners of the 2015 Community Credit Union of the Year Award, an honor that recognizes credit unions that have performed exemplary work related to community involvement. Recognized for the second year in a row with Honorable Mention is Southwest 66 Credit Union in Odessa, Texas.

Car Key
Mustang Mania Begins Countdown
August 31, 2015

Only ten days left to get your raffle tickets for the drawing to win a brand-spanking-new cherry red 2015 Ford Mustang. Let the countdown begin!

Fed Study: Small Biz Confused about Online Lending
August 31, 2015

Small businesses report difficulty in comparing online credit products to traditional ones and are concerned about privacy and data security, according to a study conducted by the Cleveland Federal Reserve Bank and the Federal Reserve Board. The study's authors recruited 44 small business owners (with two to 20 employees and less than $2 million in annual revenues) to gauge their thoughts on using online lenders.

Mobile Wallets Are Not Convenient Enough for Consumers
August 31, 2015

A recent article about consumer wallet behavior on PaymentsSource says new data indicates the industry needs to recalibrate to a more accurate perspective of digital payments needs. Gallup reports that only 13 percent of U.S. adults with a smartphone have a digital wallet on their device. Of that number, 76 percent have very rarely used it to make a purchase from a retailer in the past 30 days. In fact, 38 percent of them do not see any benefit to using the technology at all.

Addressing Transparency in Rate Calculations, Fazio Points to History of OTR
August 31, 2015

A recent CU Journal article by NCUA Director of Examination and Insurance Larry Fazio discusses NCUA's Overhead Transfer Rate (OTR), addressing questions about the agency's transparency in its yearly rate calculations. In the article, Fazio suggests credit unions look at the history of the OTR.

Register for November Bankruptcy & Collections Seminars in Houston
August 31, 2015

Are you an expert at bankruptcy and collections? Proofs of claims, the failure to properly perfect liens on automobiles, and fraud can expose credit unions to serious liability. Don't let that happen to you. Make sure you are proficient in all things bankruptcy and collections by attending Cornerstone's Bankruptcy and Collections Seminars. The next session is in Houston Nov. 4-5.

Calling All Trainers! Register for Free Foundation FOCUS Trainers Workshop
August 31, 2015

Registrations are now being accepted for the Cornerstone Credit Union Foundation's FREE FOCUS Train-the-Trainer workshops covering BizKid$ and the National Endowment for Financial Education High School Financial Planning Program (NEFE HSFPP). Take your pick of sessions, Sept. 30 in Austin or Oct. 16 in San Antonio.

NCUA Hosting Webinar on Safe and Sound Participation Lending
August 31, 2015

Credit unions considering participation lending can get valuable information during an upcoming webinar, “Participation Lending in a Safe and Sound Manner,” offered by the National Credit Union Administration.

Only Days Left to Comment on NCUA's MBL Proposal
August 28, 2015

The National Credit Union Administration's member business lending proposal remains open for comments until Monday, Aug. 31. Bankers are well aware of this deadline too, and they're making the most of it. We must counterbalance their off-base complaints about the beneficial aspects for credit unions in this proposal.

Texas Trust Employees Donation
Texas Trust Employees Donate Nearly $6,000 to Children First Counseling
August 28, 2015

In lieu of taking a floating holiday, a group of Texas Trust Credit Union employees pooled money from their paychecks and donated it to Children First Counseling Center. A check for $5,812.64 was donated to the non-profit, which is one of a few agencies in North Texas that provides "play therapy" for abused children.

 
 
Date Event Location
8/31/2015 South Central Arkansas Chapter Meeting Malvern, AR
9/3/2015 East Texas Chapter Meeting Longview, TX
9/8/2015 Amarillo Area Chapter Training Amarillo, TX
9/8/2015 Amarillo Area Chapter Meeting Amarillo, TX
9/9/2015 Foundation Golf Tournament San Antonio, TX
9/9/2015 T3 - Roundtables San Antonio, TX
9/10/2015 Coastal Bend Chapter Meeting Corpus Christi, TX
9/10/2015 - 9/12/2015 Leadership Conference & Expo San Antonio, TX
9/12/2015 CU Ride San Antonio, TX
9/15/2015 El Paso Chapter Training Event El Paso, TX
9/15/2015 CU Ride Fort Worth, TX
9/15/2015 Dallas Chapter Bowling Tournament Plano, TX